Uninsured / Underinsured Motorist Coverage exposures. We have the options to insure a variety of different operations including trucking, hauling, delivery services, contractors, snow plowing, and more. Whether you have a fleet of vehicles or are the solo driver, we can build you a custom policy that fits your insurance needs.
Uninsured / Underinsured Motorist Coverge – Uninsured and undersinsured motorist coverage can provide protection when an insured is involved in an accident where damages are caused by a driver without or has insufficient insurance coverage.
Hired & Non-Owned Coverage – Often times employees of a business will occasionally use their own vehicles or rent/lease vehicles for certain business activities. Hired and non-owned insurance can provide coverage for accidents involving non-owned or leased vehicles used for business.
Motor Truck Cargo Insurance – Designed to provide coverage on freight or cargo hauled by a for-hire entity. For example, motor truck cargo insurance can cover cargo you are responsible for. This coverage is often required to haul for-hire.
For-Hire Livery Insurance – Intended to offer coverage to businesses that transport people as a service. Examples of businesses that would require special coverage for livery services include ride share businesses, taxi services, and limousine services.
Interested in comparing rates and coverages? Let us review your commercial auto policy today.