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      • Business Insurance
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Providing insurance solutions to the Chippewa Valley and beyond.
  • Home
  • Employer Benefits
  • Business
    • Business Insurance
    • Farm Insurance
    • Commercial Auto
    • Commercial Property
    • Commercial Liability
    • Workers' Compensation
  • Medicare
  • Life
  • Personal
  • Bonds
  • Contact Us
  • About

Farm Insurance

Dairy Farm

Dairy

Cash Crop

Grain/Cash Crop

Beef

Beef


Poultry

Poultry

Fruit & Vegetable

Fruit & Vegetable

Hobby Farms

Hobby Farms

Insurance For Your Farm

Whether you are a corporate operation or a small dairy farm, insuring a farm presents its own unique challenges. Depending on the circumstances, farm policies should be designed to account for a variety of different risks and exposures. Some of the most common claims arising from these exposures include motor vehicle accidents, wind & weather events, pollution (misapplication of chemicals), fire, animal damage, glass breakage, equipment breakdown, and injury to name a few. Having the proper coverages are critical to protecting your livelihood. Listed below are some of the different coverages that are typically found on a farm policy. 


Blanket Farm Personal Property – Designed to cover your farms machinery, equipment, tools, and livestock. The blanket limit is the sum of the values of the items listed on the inventory/equipment list. It is important to make sure items on the farm inventory such as tractors, implements, and other machinery are valued to their current cash price to avoid a co-insurance penalty. 


Ingestion of Foreign Objects – Protects your farm machinery and implements from the ingestion of foreign objects. 


Income and Extra Expense – Provides coverage for lost earnings as a result of damage to buildings or livestock. 


Milk Contamination – Designed to provide coverage for your milk and the milk of others. Claims may arise as a result of contamination by you or an employee. 


Collapse Coverage - Collapse or "snow load" coverage on buildings is often available by endorsement. This coverage can cover damage to buildings as a result of collapse by unforeseen weather events such as "snow". 


Pollution Liability - Depending on your operation, pollution liability can be a very large exposure for a farm.  Pollution can occur from multiple risks such as runoff, tank leakage, and over spray/chemical drift to name a few. 


Peak Season Coverage - Provides increased coverage on the farm inventory during a specified period or periods throughout the year. This typically occurs during the harvest and planting seasons. 


Protect Your Farm

Interested in comparing rates and coverages? Let us review your farm policy today. 

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1101 W. Clairemont Avenue, Suite 2C | Eau Claire, WI 54701

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