Personal Lines

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The cost to rebuild a home is generally greater than its market value. Make sure you know the difference between replacement cost and actual cash value. Call us for an insurance quote today and rest easy knowing your home is protected. 

Vehicles and accident repairs are generally not cheap. It is important to financially protect yourself from the unexpected circumstances of driving. We understand the importance of a well written auto policy. Let us review your auto insurance and make sure you are in a good spot. 

Enjoying the outdoors is great! Enjoying the outdoors using a recreational vehicle such as a boat, UTV, ATV, or snowmobile can make that experience even better. It is important to have insurance coverage on these "toys" to minimize your financial exposure in case of an accident. It is also important to have liability coverage to protect yourself. Contact us today to discuss your recreational vehicle coverage needs.

When you rent an apartment or a multi-family unit, your personal possessions are not covered through the landlord's insurance policy. For example, if there is a fire in another unit in your building and your unit is damaged, without renter's insurance you will have to pay out of your pocket the cost to replace things. Having a renter's insurance policy will protect you from those out-of-pocket expenses and give you peace of minding, knowing you are financially covered. Contact us today to get a very affordable quote.